Showing posts with label Apps. Show all posts
Showing posts with label Apps. Show all posts

Friday, 25 September 2015

How To Transfer Money From UBA To Another Bank Using Umobile App

How To Transfer Money From UBA To Another Bank, Apps, Android, UBA,
United Bank for Africa also known as UBA has made it easy for its customers to transfer money without token, send money, purchase recharge cards, stop a cheque, request a new cheque book, pay bills and do other banking transactions on their mobile phones so far its an internet enabled device.

This process is called Mobile Banking, according to Wikipedia, Mobile banking is a term used to refer to systems that allow customers of a financial institution to conduct a number of financial transactions through a mobile device such as a mobile phone or tablet.

UBA here by named its mobile banking platform, U-Mobile. For you to transfer funds and do all the banking transactions I have mentioned above, walk into any UBA branch and sign up for U-Mobile and wait for them to send the info to your email.

So How Can I Use U-Mobile App To Send Money And Recharge My Phone?

After your application has been accepted and your details are sent to you, Go to Google Play store and install the U-Mobile App if you use Android or from your device respective app stores.

After installing, launch the app and you will see a screen similar to the screen below.
===>Click on ''Sign Up'' so that you can create a password to protect your app from unauthorized users, after you created the password as seen in the photo below.

===>Click on "Instant Sign Up" and fill the required information as seen below.
===>Here is the menu, from here you can access everything you want on the U-mobile App, Now click on ''Send Money''.
You will then see your account information, click on your account and you will see the screen below. 
Click on "To Account In UBA" and you will see a screen similar to the one below and fill the information required.

===>To Transfer money to another bank, Click on "To Account In Another Bank" and you will see a screen s similar to the one below and fill the required information.

===>To Purchase Airtime, Go back to Menu and click "Buy Airtime" Select the network, Amount, Phone Number then your U-Mobile 4 Digit PIN and click "Confirm" and you will see the screen below if it's successful.

===> To pay bills like DSTV, GOTV, PHCn and the rest, click on ''Pay Bills'' and follow the next steps.

===> To request a cheque book, stop a cheque and confirm a cheque, click on ''Banking Services''.

===>To check your account balance and see your last 5 transactions, click on ''My Money'' then your account, click on the account then click on the 3 dotted lines by the top right hand corner of your phone screen and select the service you want to check.

With this app, life has been easy for me, I hardly buy recharge card offline. I have been using it to make transfers and recharge my loved ones phones and pay bills.

That's all.

I hope this helps?

Is there anything I didn't mention in this post, kindly use the comment box to let me know so that we can learn from each other.

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Saturday, 4 July 2015

Why WhatsApp Don't Sell Ads?

Technology, Apps, Whatsapp,  Phones,
 I know that many of you will be wondering like me why Whatsapp don't sell ads with their large number of users, before we talk more about it, Lets  know what it is called WhatsApp.

WhatsApp Messenger is a mobile messaging app which allows users to send and receive text messages, images, video and audio media messages without having to pay additional charges other than your internet connection.

WhatsApp Messenger is available for iPhone, BlackBerry, Windows Phone, Android and Nokia, It was launched in 2009 by two former employees of Yahoo, Brian Acton and Jan Koum.

In January 2015, WhatsApp was the most globally popular messaging app with more than 600 million active users.In April 2015, WhatsApp reached 800 million active users.

On February 19, 2014, WhatsApp was acquired by Facebook for approximately $16 billion USD.

Late January 2015, Koum in a facebook post explained how users can be able to use WhatsApp on their web browsers....

"Our web client is simply an extension of your phone: the web browser mirrors conversations and messages from your mobile device—this means all of your messages still live on your phone".
How the WhatsApp web client looks like

Below is a blog post on Whatsapp blog which explains Why WhatsApp Dont Sell Ads, after reading this, am sure it will end your curiosity.

Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need.
– Tyler Durden, Fight Club

Brian and I spent a combined 20 years at Yahoo!, working hard to keep the site working. And yes, working hard to sell ads, because that's what Yahoo! did. It gathered data and it served pages and it sold ads.

We watched Yahoo! get eclipsed in size and reach by Google... a more efficient and more profitable ad seller. They knew what you were searching for, so they could gather your data more efficiently and sell better ads.

These days companies know literally everything about you, your friends, your interests, and they use it all to sell ads.

When we sat down to start our own thing together three years ago we wanted to make something that wasn't just another ad clearinghouse. We wanted to spend our time building a service people wanted to use because it worked and saved them money and made their lives better in a small way. We knew that we could charge people directly if we could do all those things. We knew we could do what most people aim to do every day: avoid ads.

No one wakes up excited to see more advertising, no one goes to sleep thinking about the ads they'll see tomorrow. We know people go to sleep excited about who they chatted with that day (and disappointed about who they didn't). We want WhatsApp to be the product that keeps you awake... and that you reach for in the morning. No one jumps up from a nap and runs to see an advertisement.

Advertising isn't just the disruption of aesthetics, the insults to your intelligence and the interruption of your train of thought. At every company that sells ads, a significant portion of their engineering team spends their day tuning data mining, writing better code to collect all your personal data, upgrading the servers that hold all the data and making sure it's all being logged and collated and sliced and packaged and shipped out... And at the end of the day the result of it all is a slightly different advertising banner in your browser or on your mobile screen.

Remember, when advertising is involved you the user are the product.

At WhatsApp, our engineers spend all their time fixing bugs, adding new features and ironing out all the little intricacies in our task of bringing rich, affordable, reliable messaging to every phone in the world. That's our product and that's our passion. Your data isn't even in the picture. We are simply not interested in any of it.

When people ask us why we charge for WhatsApp, we say "Have you considered the alternative?"

You can download Whatsapp from www.whatsapp.com for your mobile phones and tablets.
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